If a builder says, “we don’t need a contract — my word’s my bond,” run.
Because that’s exactly how homeowners get ripped off.
A written contract is your best defence against cowboy tactics, disappearing acts, and “I never said that” moments.
Why You Need It
Without a written agreement, you’ve got no proof of:
What’s included in the price
When payments are due
Who’s responsible for materials, waste, or compliance
How long the work should take
When things go wrong — and they often do — you’ll have nothing solid to fall back on.
What a Proper Contract Should Include
✅ Detailed scope of work – what’s being built, what’s excluded
✅ Start and finish dates – with allowance for agreed changes
✅ Payment schedule – linked to progress, not promises
✅ Responsibilities – who’s handling Building Control, health & safety, and certificates
✅ Change process – how extra costs or delays are agreed
✅ Signatures – both parties, dated
A quick quote or WhatsApp chat doesn’t count. You need something formal, clear, and signed.
Why Rogue Builders Hate Contracts
They hate them because contracts kill their excuses.
Once it’s in writing, they can’t overcharge, delay, or walk off mid-job without you having legal recourse.
No contract = no control.
And that’s exactly how they like it.
Bottom Line
A proper contract turns promises into protection.
It’s the difference between a professional build and a rogue operation.
If your builder refuses to sign one, that’s all the warning you’ll ever need.
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